There is an old saying that “cash is king”. Holding money in cash deposits such as bank or building society accounts has always been sensible.
 
It offers:

• Security
• Potential to earn inflation-beating returns
• A bedrock on which other capital investment can be built

But many investors overlook the opportunities available to help maximise returns from cash.  A 1% per year improvement in interest on £100,000 is worth £1,000 every year.  Over ten years this could be worth more than £15,000.  It’s not just the interest that counts but the interest on the interest.

Choosing where to deposit your cash requires more than a quick glance at the newspaper "best buy" tables.

Benson McGarvey can:

• Identify the best cash deposit rates available on the market - including instant access and notice accounts
• Offer you access to deposit accounts and interest rates not widely marketed
• Structure your cash holdings in a range of tax-efficient ways to improve your after-tax return
• Provide a regular review service to help ensure your cash continues to be wisely invested